Secure Your Future.
Protect Your Family.
Life is uncertain, but your family’s financial security doesn’t have to be.
Tita Malou helps Filipinos build a financially protected future with trusted life insurance and investment solutions from PRU Life UK & China Gold 2.
Secure Your Future.
Protect Your Family.
Life is uncertain, but your family’s financial security doesn’t have to be.
Tita Malou helps Filipinos build a financially protected future with trusted life insurance and investment solutions from PRU Life UK & China Gold 2.
Choose the Right Plan for Your Needs
PRULifetime Income
(China Gold 2 Equivalent)
5% guaranteed annual payout (starting year 6)
200% lifetime coverage
Pay for only 5 or 10 years
Ideal for education, retirement, or legacy
Term & Whole Life Plans
Simple, affordable protection
Covers debts, final expenses, and obligations
Flexible term or lifetime coverage
Investment‑Linked Plans (VUL)
Life insurance + global fund investment
Flexible premiums
Long-term growth through PRULink & PRUMillion series
Health & Critical Illness Riders
Add-ons for extra protection
Covers hospitalization, accidents, or critical illness
Options: PRUHealth FamLove, PRUDengue, PA
Choose the Right Plan for Your Needs
PRULifetime Income
(China Gold 2 Equivalent)
5% guaranteed annual payout (starting year 6)
200% lifetime coverage
Pay for only 5 or 10 years
Ideal for education, retirement, or legacy
Term & Whole Life Plans
Simple, affordable protection
Covers debts, final expenses, and obligations
Flexible term or lifetime coverage
Investment‑Linked Plans (VUL)
Life insurance + global fund investment
Flexible premiums
Long-term growth through PRULink & PRUMillion series
Health & Critical Illness Riders
Add-ons for extra protection
Covers hospitalization, accidents, or critical illness
Options: PRUHealth FamLove, PRUDengue, PA
Why Choose Tita Malou?
Starting strong with a heart to serve, Tita Malou may be new in the field—but her dedication to helping Filipino families build a secure future is unwavering. Here’s what makes her different:
A Fresh Voice You Can Trust
New to the industry but deeply committed, Tita Malou brings fresh energy and a genuine heart for OFWs, parents, and young professionals seeking clear, compassionate guidance.
Financial Advice with a Personal Touch
No jargon. No pressure. Just real talk and personalized plans that match your goals—whether it's education, retirement, or building a lasting legacy.
Backed by PRU Life UK’s Strength
As part of one of the most trusted insurance and investment companies, Tita Malou is equipped with powerful tools and training to give you confidence and peace of mind.
Guidance Every Step of the Way
Even as she grows in the profession, Tita Malou is committed to walking with you every step—cheering you on, listening to your needs, and helping you make wise financial decisions.
Protection That Lasts
Get plans that grow with your needs—from life insurance to long-term investments.
Advisor You Can Understand
No jargon. No pressure. Just honest advice that helps you make smart decisions.
Designed for OFWs & Families
Plans that support both your present and your family's future—even if you're abroad.
Why Choose Tita Malou?
Starting strong with a heart to serve, Tita Malou may be new in the field—but her dedication to helping Filipino families build a secure future is unwavering. Here’s what makes her different:
A Fresh Voice You Can Trust
New to the industry but deeply committed, Tita Malou brings fresh energy and a genuine heart for OFWs, parents, and young professionals seeking clear, compassionate guidance.
Financial Advice with a Personal Touch
No jargon. No pressure. Just real talk and personalized plans that match your goals—whether it's education, retirement, or building a lasting legacy.
Backed by PRU Life UK’s Strength
As part of one of the most trusted insurance and investment companies, Tita Malou is equipped with powerful tools and training to give you confidence and peace of mind.
Guidance Every Step of the Way
Even as she grows in the profession, Tita Malou is committed to walking with you every step—cheering you on, listening to your needs, and helping you make wise financial decisions.
Protection That Lasts
Get plans that grow with your needs—from life insurance to long-term investments.
Advisor You Can Understand
No jargon. No pressure. Just honest advice that helps you make smart decisions.
Designed for OFWs & Families
Plans that support both your present and your family's future—even if you're abroad.
Trusted by Thousands Nationwide
0
Filipino Lives Insured
0
Claims Approved Last Year
0
Licensed Agents Nationwide
How does it work?
Getting started with your financial journey doesn’t have to be complicated. With Tita Malou, it’s simple, personal, and pressure-free.
Book a Free Chat
No pressure—just a friendly talk to understand your goals.
Get a Personalized Plan
Pick from tailored options.
Start Securing Your Future
Once you're ready, she’ll help you apply and stay with you every step of the way.
How does it work?
Getting started with your financial journey doesn’t have to be complicated.
With Tita Malou, it’s simple, personal, and pressure-free.
Book a Free Chat
No pressure—just a friendly talk to understand your goals.
Get a Personalized Plan
Pick from tailored options.
Start Securing Your Future
Once you're ready, she’ll help you apply and stay with you every step of the way.
Frequently Asked Questions
1. Can OFWs purchase Pru Life UK policies while working abroad?
Yes. OFWs must be physically present in the Philippines to sign the contract. Regulations currently require this step to finalize the policy. A licensed advisor like Tita Malou can pre-qualify you while you're abroad and finalize your coverage once you're home.
2. Should I pick insurance only or combine it with investment?
For sustainability and growth, choose both. A VUL (investment–linked) plan provides life protection plus global fund growth. Yet for a lower-cost entry, standalone life insurance is also effective and may suit your budget better at first
3. How much coverage do I actually need?
It depends on your income, family size, debts, and future goals. A good starting benchmark is coverage equivalent to 5–10x your annual income—but a proper assessment by Tita Malou will help you tailor a plan that meets your unique needs.
4. What if I lose my job or miss a payment?
Term or whole life plans: If you miss a premium, coverage may lapse unless you settle it within a grace period.
VUL: It has a fund value that can sustain costs for a while, but a prolonged lapse can reduce coverage or deplete your fund value
5. Can I pay monthly, quarterly, or annually? Can I adjust later?
Yes—Pru Life UK supports flexible payment options. You can start monthly and switch to quarterly or yearly as needed. You can also adjust these modes later through PRUAccess or with your advisor’s help.
COMPANY
CONTACT US
LEGAL
Let’s Keep in Touch!
Get helpful tips, updates, and exclusive content
© Copyright 2025. mariloudsarigumba.com. All Rights Reserved.
© Copyright 2025. mariloudsarigumba.com. All Rights Reserved.